Practical Money Skills for Life | Financial Literacy = Program

From: Subject: Practical Money Skills for Life | Financial Literacy Program Date: Fri, 23 Feb 2007 21:38:48 -0600 MIME-Version: 1.0 Content-Type: multipart/related; type="text/html"; boundary="----=_NextPart_000_0046_01C75793.00831C70" X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.3028 This is a multi-part message in MIME format. ------=_NextPart_000_0046_01C75793.00831C70 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.practicalmoneyskills.com/english/index.php Practical Money Skills for Life | Financial Literacy = Program

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In your opinion, how prepared do you think = high=20 school graduates are in terms of being able to manage = their=20 personal finances responsibly?

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	February=20 2007

From=20 Financial Survival to Financial Success
Mark = Oleson=20 wants his University of Missouri-Columbia students to stop = selling=20 their futures short by incurring long-term debt. "You can't = leave=20 college and be a Spanish teacher, or teach ESL, or pursue = teaching=20 English if you accruing $1000/month in interest on your = student=20 loans,=94 says Oleson. "You=92ll never be able to pay off = your debt."=20 That's why Oleson developed a class for freshman called = "Financial=20 Survival," and a class for seniors titled "Financial = Success." He=20 also started a blog that reaches 45,000 subscribers. Find = out how=20 Oleson reaches beyond traditional curriculum and beyond = traditional=20 student communications in this month=92s Innovative=20 Educator section.

Te= achers=20 Become the Students
Want to sharpen your teaching = skills?=20 How about your finance skills? The University of San Diego = is=20 offering two new online courses, =93Personal Economics for = Teachers=94=20 and =93Teaching Money Management.=94 The former is designed = to help=20 strengthen enrollees=92 knowledge of personal finances, and = the latter=20 will help develop strategies to effectively teach these = skills to=20 students.

Research=20 Shows Financial Literacy Education Works (PDF) = In a=20 research initiative developed by Wells Fargo Card = Services,=20 results showed that first-time cardholders could = substantially=20 improve their use of credit by reviewing online = financial=20 literacy lessons about credit usage. In fact, = first-time=20 cardholders who reviewed the lessons had 50% fewer = late=20 payments and over-limit charges and 28% lower = revolving=20 balances compared those whom did not review the = lessons.

February 16,=20 2007
Senior=20 discounts help the young at heart, too
My friend = Carol=20 recently turned 50. Along with birthday cards she also = received an=20 invitation to join the American Association of Retired = Persons=20 (AARP). After simmering down, Carol visited their Website, = http://www.aarp.org/,=20 out of curiosity. In addition to health tips and financial = advice,=20 she also found something her parents have known about for = years:=20 senior discounts.

Read=20 More 3D"Read

February 9,=20 2007
Use=20 children=92s allowance to teach valuable money = skills
One=20 of the hardest parts of parenting is allowing your children = the=20 freedom to learn from their own mistakes. We all want to = protect our=20 kids from harm, but if sheltered too much, they won=92t be = ready to=20 deal with real-world challenges when they leave the nest. = This is=20 true for managing money just as with avoiding physically = dangerous=20 situations.

Read=20 More 3D"Read

February 2,=20 2007
Keep=20 your options open as retirement approaches
It = used to be,=20 you=92d work hard your whole life, then retire with a gold = watch and a=20 few good years left to visit the Grand Canyon, spoil your=20 grandchildren and get hooked on daytime TV. Pension plans = were the=20 rule not the exception, Social Security was healthy and = employers=20 encouraged early retirement to make room for younger = workers.

Read=20 More 3D"Read

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